Comparison Between Traditional Health Insurance
and the CapstoneCare™ Healthcare Program
Even before Coronavirus, tens of millions of people in the U.S. had no health insurance. For those that did, they struggled with monthly premiums, high deductibles and co-pays, long wait times to talk to a doctor, sky-high prescription drug costs, a lack of mental health and dental coverage, and complicated paperwork. As an antidote to these challenges, Capstone Health Network and our founders’ team of doctors and healthcare advocates created CapstoneCare™. CapstoneCare™ is not health insurance. It’s a unique solution that makes healthcare faster, easier, convenient, and affordable.
| Healthcare Service or Topic | Health Insurance | CapstoneCare™ |
|---|---|---|
| Covers top 75-80% of reasons people see doctors | Yes | Yes |
| Provides doctor consultations 24/7/365 | Possibly | Yes |
| Deductibles for Doctor-Provided Services | Yes | No |
| Co-pays for Doctor-Provided Services | Yes | No |
| Telemedicine Doctor Care Included | Possibly | Yes |
| Time It Takes to Get Treated by a Doctor | Hours/Days/Weeks | 10-60 minutes |
| Covers In-Hospital Stays, Cancer Treatments, etc. | Probably | No |
| Mental Health Counseling with NO counselor fees, co-pays, or deductibles | No | Yes |
| Doctor Care and Mental Health Help from Home | No | Yes |
| Discount Dental Services Included | No | Yes |
| Complicated Paperwork/Billing Statements | Yes | No |
| Contract Required | Yes | No |
| HIPAA Compliant | Yes | Yes |
| Monthly Individual/Family Cost | $200-$1,000+ | $12.70-$30 |
Capstone Health Network: Healthcare Re-Invented
“This sounds too good to be true. What’s the catch? How can your prices be so low?”
CapstoneCare™ covers the top 75-80% of the reasons people typically see doctors (such as a cold, the traditional flu, skin rash, nausea, pink eye, sinus infection, sore throat, earache, to ask a doctor a question, to request a prescription, etc.). However, because CapstoneCare™ is NOT health insurance we don’t cover expensive medical treatments that drive up the cost of traditional health insurance such as: in-hospital stays, broken bones, cancer treatments, and life-threatening illnesses. Here are some of the other ways Capstone Health Network works hard to keep our prices as affordable as possible:
- We’ve negotiated special deeply discounted pricing with leading national healthcare networks and providers which have nearly 5,000,000 subscribers. We leverage this huge buying power to provide high-quality, affordable services and big savings for our members
- We work hard to keep our operating costs as low as possible compared to health insurance companies who have layers of high-paid management and a great deal of wasteful spending
- Unlike insurance companies which focus on making as much money as possible for their shareholders, Capstone Health Network is a “social good” company. We’re motivated by making a difference in the life, health, and budgets of individuals, families, employees, and employers of all sizes! We choose to keep our prices as low as possible even if it means “leaving money on the table”