Comparison Between Health Insurance and the
CapstoneCare Healthcare from Home program
Affordable health insurance does not exist, so Capstone Health Network, a national social good healthcare company, created CapstoneCare, a high-quality, low-cost alternative to expensive high-deductible health insurance. The CapstoneCare Healthcare from Home program can treat the 75-80% most common medical issues at just 5-10% of the cost of health insurance!
| Healthcare Topic | Health Insurance | CapstoneCare |
|---|---|---|
| Covers the top 75-80% of why people consult doctors | Yes | Yes |
| Doctor consultations are available 24/7 every day of the year | Possibly | Yes |
| Doctors can write prescriptions for antibiotics, etc. | Yes | Yes |
| Doctors are U.S. based, licensed, and board certified | Yes | Yes |
| Are there deductibles for doctor-provided services? | Yes | No |
| Do people have to pay co-pays and out of pocket costs? | Yes | No |
| Does program include no-charge telemedicine? | Possibly | Yes |
| How long does it take to get treated by a doctor? | Hours/days | 10-60 minutes |
| Does program cover hospital stays, transplants, medical tests, in-person doctor visits, cancer treatments |
Yes | No |
| Is short term no-fee mental health counseling included? | No | Yes |
| Is doctor care/mental health counseling from home included? | Unlikely | Yes |
| Are families covered at no additional cost? | No | Yes |
| Does program include discounts on dental services? | No | Yes |
| Does program include discounts on prescriptions? | Possibly | Yes |
| Does program require complicated paperwork? | Yes | No |
| Does the program require a long-term contract? | Yes | No |
| Is the program HIPAA compliant? | Yes | Yes |
| Typical monthly cost for an Individual/Family | $200-$500 | $19.95-$29.95 |
The CapstoneCare Healthcare from Home Program
sounds too good to be true. What’s the catch?
There’s no catch! Here are a few of the reasons why CapstoneCare costs just 5-10% of the price of traditional health insurance:
- Capstone Health Network is a social good company. Unlike insurance companies which are focused on maximizing profits for their shareholders, Capstone is motivated by making a difference in the life and health of individuals, families, and small businesses by making health coverage affordable
- Capstone does not have layers of high-paid management or expensive national advertising campaigns which drive up costs and which insurance companies pass along to their customers
- Capstone was not designed to cover expensive medical issues that few people need but which drive up costs such as hospital stays, organ transplants, diagnostic tests, chemotherapy, and surgery. By focusing on providing medical care for the 75-80% most common reasons people consult with doctors we are able to keep our costs as low as possible. We pass these savings on to our members